Being financially smart has never been easier owing to some excellent mobile applications, whether you’re moving or trying to balance rent with other costs and pleasures of life. To help you better manage your finances as an apartment renter, here are a few of the finest budgeting applications available.

Want to know where your money goes after you pay your rent? Read this. When it comes to budgeting and personal money, Mint is the only app you’ll ever need. There are plenty of features in this free software that will help you stay on top of your money management. You may use Mint as a starting point for budgeting if you’re new to it. It’s a regular on best budgeting app lists for a reason.

You may think of Mint as your own money hub. To receive a clear picture of your current financial status, link your checking and savings accounts with other financial instruments like investments and loans at your bank of choice. By entering these numbers, you’ll be able to see an overview of your total net worth. This might be an eye-opener if you haven’t been paying attention to how your money is being spent. If you’re guilty of overspending on fast food and underspending at the grocery store, Mint will keep track of your spending.

Those want to move up to a nicer, more expensive apartment but don’t want to break the bank, Mint can assist discover areas where you may save money. You may establish financial objectives (like buying a vehicle or paying off debt) and follow them using the app. It also allows you pay payments and monitor your credit score.

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Truebill can help you have a fresh start in the new year by showing you all of your active subscriptions. This might be the case if you neglected to terminate your 30-day free trial before signing up. The Handmaid’s Tale was only available on Hulu for a limited time, and you and your roommates paid for the service even after the season finished. When you use Truebill to keep track of your subscriptions and invoices, you’ll know exactly what you’re paying for and how much you’re spending.

Truebill helps you save money while keeping track of your service bills and subscriptions. Their agents will contact your service providers on your behalf and attempt to reduce your cost. Truebill takes a cut of your money in return for a 40 percent service fee. You will not be charged anything if they are unable to reduce your amount. What’s to stop you from giving it a shot?

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With PocketGuard, you’ll “always know what’s in your pocket,” thanks to the name’s implied promise. PocketGuard’s Insights report lets you categorize your spending to keep tabs on your costs. Create your own categories if you wish to break down your expenditure by location or category. Custom categories for individual vacations may be created so you can see exactly how much money you’ve spent on each trip in one place. The possibilities are absolutely endless.

Your assets and debts may also be tracked with its services, which go beyond the wallet. This aids you in grasping your whole financial picture and provides you with a quick and easy way to determine your net worth. It will also suggest ways for you to save money by keeping track of your expenses using this app. It aids you in locating lower-cost alternatives while also helping you save money.

The features of PocketGuard combine those of Mint and Truebill, making it the ideal software for those looking to conserve money and keep track of expenses.

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Many renters appreciate the freedoms that come with renting, and you may be one of them. You’re free to relocate whenever you choose since you don’t have a mortgage to bind you down. However, this does not exclude you from making an investment now! Acorns is a wonderful place to start investing even if you don’t understand what’s on a balance sheet.

The idea is straightforward, and the user interface is basic and intuitive to use. Acorns invests all of your spare cash for you. If you spend $2.50 on a Venti coffee every morning at the Starbucks across the street from your apartment, Acorns will round that up to $3.00 and invest the extra $0.50 on your behalf. Rounding down to the nearest dollar on every transaction may not seem like much, but over time, it adds up. If you wish to invest more than just a few dollars here and there, you can also set up recurring payments to your account. It’s a wonderful way to get your feet wet in the investing world without having to pore over Investopedia’s glossary of terms.

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Honeydue is the ideal app for managing a couple’s finances. The software categorizes your and your partner’s accounts into three groups: individual, joint, and all of them together. You’ll be able to see exactly who’s making purchases, from which cards, and when. Your bank and investment accounts can also be linked to Honeydue. So you’ll know not just how much money you’re spending, but also how much money you’re bringing in.

Additionally, Honeydue includes a bill option that tells you when your payments are due and how much money you have left over for savings. This categorizes costs and may be sorted by account type, date, or other criteria.

Honeydue’s in-app chat system is a standout feature. You may discuss a recent purchase or a pending bill with your honey in the Honeydue app. Keeping track of your money is much easier when you have a separate place where you can talk about it without being distracted by everything else going on in your life.

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Rent, utilities, and other home expenses may grow complicated when shared among a number of roommates. Splitwise is a great tool for sharing an apartment with roommates since it helps everyone stay on top of their budget. You and your roommates may establish a group on the app, enter in any group charges that are due, and see who pays what. Venmo and Paypal are also incorporated within the app, making it simple to pay off your amount. Splitwise is a great tool if you and your roommates do a lot of things together.

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